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37. Describe how you evaluate and monitor liquidity risk. Comment on how you would handle a liquidity event. 38. Do you actively monitor and track the portfolio s duration, or is it a residual to the asset allocation and portfolio construction processes 39. Describe your risk controls regarding credit quality, callability, interest rate volatility, and default losses. 40. If you invest in non-U.S.-dollar-denominated bonds, do you actively manage currency risk If yes, please explain the process and methodology. Include any guidelines and/or restrictions you may have. If no, explain the impact that currency uctuations have played on the product s historical track record. 41. Are cash and cash equivalents used as a means of risk control If so, please elaborate. 42. Who is responsible for the product s risk management 43. With what frequency are risk management reports created and evaluated by the appropriate personnel 44. What (if any) systems do you have in place to help manage risk 45. Do you employ any third parties to conduct regular or periodic risk analysis or generate risk reports If yes, please provide a list of the rms names and their speci c functions. 46. What is the 1-day, 10-day, and 30-day VaR for the current portfolio 47. Do you perform scenario analysis or stress testing of the portfolio If yes, provide an example based on the most recent results. If no, please explain why not. 48. Do you manage the product based on speci c benchmark tracking statistics If so, please describe the benchmark and the acceptable benchmark tracking error ranges. How is the tracking error measured and monitored

9.312 10.085 10.865 11.651 12.443

d The unit of analysis is the job, rather than the person; the analysis includes all jobs held in at least one month in either of the two successive survey waves Note that an error in the 2001 wave 3 rotation 1 instrument resulted in the inability to link wave 3 jobs with wave 2 jobs The error only affected rotation group 1 the instrument operated correctly for rotation groups 2, 3 and 4 Therefore, the data from rotation 1 are excluded from the 2001 W2 W3 analysis e According to a simple t-test of the difference between two proportions, the 2001 2004 difference was statistically significant in each of the three individual analyses f According to a simple t-test of the difference between two proportions, the 2001 2004 difference was significant in two of the three individual analyses, and in the same direction (but nonsignificant) in the third.

Testing on devices in a usability lab provides a closer experience to the actual application. The use of an actual device makes the experience closer to the actual experience. The user can gesture with the device, hold it closer, move it away, and interact with the user interface as it will be used in actual use. Softkeys will act exactly as they will in the final application. Data collection can be a challenge. Most usability tests record the user s body language and interaction with the product using two cameras. These videotapes are useful for the product team to understand how users are reacting to their product. However, mobile devices are intended to be held. The best solution to the problem is to put the device on a sled. The sled has two cameras, one pointing at the device face, and the other pointing to where the user s face is if the user is looking at the device. This allows the device to act very much as if there were no cameras at all, while allowing the researcher to use most of the same tools as she would if it were a computer usability test. As always, it is best to match the device used in the usability test with the type of device the participant typically uses. When done well, laboratory usability testing will capture the majority of user experience issues. It generally will not capture issues with navigation of physical and virtual spaces simultaneously, interruptions from other people or incoming messages, social issues, or color in a variety of lighting conditions.

Settlement Date: Delivery Date: Notional Value: Start Price: Start Accrued Interest: End Accrued Interest: Coupon:* Funding Rate: Forward Price:

There was a young lady named Bright, Whose speed was far faster than light; She set out one day In a relative way And returned on the previous night.

powder with a spatula or spoon. Add the chicken, toss to coat it in the sauce, and place the bowl in the refrigerator to marinate for 30 minutes to 2 hours. Stir occasionally.